E&O and cyber insurance for consultants.
Errors & omissions, cyber, EPLI, and management liability for boutique consultancies and independent practitioners. Lower broker commissions and 24-hour turnaround.
Why Delegance Brokerage
Achieve an average of 60% reduction in commission costs.
Most brokers bake 15–20% commission into your premium. We negotiate ours down and shop the risk across the carriers actually competing for your class. Identical coverage, lower spend.
Reduction in broker commissions vs traditional firms
Annual savings for our largest single client
From submission to quotes back, on most classes
How it works
Onboard in minutes. Quotes in 24 hours.
- 01
Save up to 60% on broker commissions vs traditional brokerages. Identical coverage, lower spend.
- 02
E&O wording reviewed against your actual contract language — engagement letters, SOWs, and indemnity clauses.
- 03
Cyber sized to client-data volume and SaaS stack, not a stock $1M default.
Carriers we shop in Consulting
Coverage
What we quote in Consulting
Errors & Omissions
Professional liability for advisory work. Engagement-letter alignment verified.
Cyber Liability
Breach response, BI, social engineering. Sized to your client-data exposure.
Tech E&O
For consultancies with a SaaS or implementation arm — combined tech + E&O placement.
Employment Practices Liability
For firms with employees: discrimination, wrongful termination, harassment.
Directors & Officers
Private-company D&O for incorporated consultancies with outside investors or boards.
Business Owners Policy
Office GL + property bundled. Hired auto for client-site travel.
Frequently Asked
Consulting insurance questions, answered.
What does consulting insurance typically cost?
Premium depends on revenue, headcount, practice areas, client industries, contract sizes, and prior claims. A boutique strategy firm with mid-market clients quotes very differently than an IT-implementation shop with enterprise contracts. Final cost is subject to underwriting and policy terms.
How is tech E&O different from regular E&O?
Standard E&O covers professional advice and deliverables. Tech E&O extends to technology-product failure, software performance, system integration, and hosted-service downtime — and is typically packaged with cyber on a single policy. If you write code, configure SaaS, or take on technology-implementation work, you need tech E&O; if you're advisory-only, standard E&O usually fits.
What contract clauses trigger E&O claims?
Indemnification clauses that obligate you to defend the client for any claim arising from your work, uncapped liability provisions, scope-creep ambiguity in the SOW, and warranty language stronger than your policy covers — these are the recurring sources of E&O exposure. We review your standard MSA and engagement-letter language against the policy wording before bind so the contract and the coverage actually match.
What policies does a consulting firm need?
A typical consulting program includes Errors & Omissions, Cyber Liability, Tech E&O if applicable, EPLI for firms with employees, D&O for incorporated entities with outside investors or boards, and a BOP for the office. Coverage is subject to underwriting.
How fast can I get a Certificate of Insurance for a client?
Standard ACORD 25 certificates issue in seconds through the portal, ChatGPT, Claude, Slack, email, or phone. Custom holder language (additional insured, waiver of subrogation, primary and non-contributory) is typically produced within minutes after a licensed broker confirms the wording. There is no per-COI fee.
How does Delegance reduce broker commissions?
Routine work — intake, COIs, endorsements, policy Q&A, renewal triage — runs through Orin, our insurance-specialized language model. Licensed brokers focus on judgment work like carrier selection, complex coverage, and claim advocacy. Across the customer base we average a 60 percent reduction in broker commission cost versus a typical commercial brokerage. That is an average, not a guarantee.
See what your number looks like.
Send your current declarations page or answer a few questions. We'll have quotes from the carriers competing for your class within 24 hours.
No call required. A licensed broker reads every submission.
Reach us how you work
Same conversation across every channel.
Consulting insurance guides
From the brokers who place the class
Business insurance for consultants: the program that protects your advice
Business insurance for consultants: professional liability and E&O at the core, plus general liability, BOP, cyber, and workers comp for solo and firm alike.
Read the guide →Consultant errors and omissions insurance: a deep dive on E&O
Consultant errors and omissions insurance: what E&O covers, claims-made vs occurrence, retroactive dates and tail coverage, and why general liability is short.
Read the guide →